USD     Bought: 107.51 | Sold: 108.85
EUR     Bought: 120.61 | Sold: 121.19
CHF     Bought: 114.70 | Sold: 116.39
GBP     Bought: 143.51 | Sold: 146.27
AUD     Bought: 72.86 | Sold: 77.23
CAD     Bought: 81.63 | Sold: 86.53
USD     Bought: 107.51 | Sold: 108.85
EUR     Bought: 122.81| Sold: 123.59
CHF     Bought: 114.70 | Sold: 116.39
GBP     Bought: 143.51 | Sold: 146.27
AUD     Bought: 72.86 | Sold: 77.23
CAD     Bought: 81.63 | Sold: 86.53

FACTORING

Factoring

AK-INVEST already provides factoring services to help businesses improve cash flow and daily liquidity.Factoring is the purchase and financing of accounts receivable in order to create a fast liquid for the retailer, coupled with consulting services.Funds transferred to the Vendor through factoring can be used as needed.Factoring funding is mainly based on the quality of receivables and not on the supplier's quality and financial balance.The amount of funding offered is fully tailored to the volume of transactions carried out with customers / debtors.You can always fund an invoice whenever you need funds.Factoring helps you get new clients and increase your business.Qualification for Factoring is relatively easy and can be completed quickly.This makes Factoring an ideal alternative for new and growing companies with a lack of cash flow.

The factor sets the price of providing the factoring service with the following elements:

The factoring commission which is applied in percentage on the invoice value;

Administrative Commission applied on the value of funding;

Interest rate for any amount of invoices that is calculated on the debit balance;

In order to qualify for a factoring transaction, the factoring beneficiary (the Supplier) must operate in credit terms with its customers.The Supplier and the Debtor are subject to Factor Risk Analysis, so that the latter approves a factoring limit.

Factoring Processes


Seller (seller) issues tax invoice to customer (buyer) for products / services (the invoice is accepted by customer without complaints or merchandise adverts);

The original copy of the tax invoice of this supply is passed to the Factor => AK-INVEST;

The factor finances the tax invoice value according to the agreed percentage (discount rate) minus the factoring commission;

The factoring commission is applied to the value of the bill and the interest rate is calculated on the debit balance.

Types of factoring

INTERNAL FAKTORING

It is used in relations between parties within the territory of the country (ie seller and buyer are in Albania)

IMPORT / EXPORT FAKTORING

Used in relations between parties outside the territory ie when one of the parties (seller or buyer is abroad)